Use Case: Fintech

Fintech Invoicing

Complete your embedded finance stack. Offer your business customers professional invoicing alongside banking, payments, and lending.

09:41
NeoBank
BUSINESS ACCOUNT
€12,458.32

RECENT

Invoice #142 paid
Nova Consulting · 2h ago
+€2,400
Invoice sent
Tech Inc · 5h ago
€1,850
Integration

Add invoicing to your finance product

01

Embed via API

Integrate invoicing into your banking app using the REST API and TypeScript SDK. Create entities for each business customer in your platform.

02

Connect to payment flows

Use webhooks to sync invoice status with transactions. When a payment comes in, automatically match and mark the invoice as paid. Real-time event processing.

03

Compliance built in

Invoices are automatically compliant with the customer's country requirements. Tax authority submissions, e-invoicing formats, and audit trails are handled for you.

Features

The missing piece in embedded finance

API-First Architecture

Built for fintech stacks. REST API with OpenAPI 3.1 spec, TypeScript SDK with full IntelliSense, and webhook-based event system.

Real-Time Processing

Instant invoice generation and fiscalization. Webhook notifications for every event: created, finalized, sent, paid, overdue.

Payment Reconciliation

Match incoming payments to invoices via API. Partial payments, overpayments, and multi-payment support. Automatic balance tracking.

Multi-Currency

Support 170+ currencies with ECB exchange rate integration. Issue invoices in any currency your customers' clients transact in.

Regulatory Compliance

Automatic compliance with 46+ countries. Real-time fiscalization, e-invoicing format generation, and tax authority submissions.

Data Security

Enterprise-grade security. Encrypted at rest and in transit. Complete data isolation between entities. Full audit trail for every action.

Business Case

Why fintechs are adding invoicing

Business banking customers don't just need payments — they need to get paid. Invoicing is the natural complement to business accounts, cards, and lending. Adding it deepens engagement and opens new revenue streams.

Increase ARPU

Offer invoicing as a premium feature or bundle it into business account tiers. Customers who invoice through your platform are higher-value.

Reduce churn

Invoicing is deeply embedded in daily workflows. Once customers manage their billing through your app, switching costs increase significantly.

Expand into EU markets

EU e-invoicing mandates are spreading fast. Offering compliant invoicing makes your product viable in markets where compliance isn't optional.

Close the payment loop

Connect invoices to incoming payments. Show your customers exactly which invoices have been paid and which are outstanding, all within the banking experience.

Start building for free

Free sandbox with no time limit. First entity free in production. No credit card required.