Blog

Blog

Insights on invoicing APIs, e-invoicing compliance, and building fintech infrastructure.

October 23, 2026

VAT invoicing rules in Estonia: rates, registration and invoice content

Estonia applies four VAT rates:

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October 23, 2026

VAT invoicing rules in Luxembourg: rates, franchise limit and invoice content

Luxembourg applies four VAT rates:

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October 23, 2026

VAT invoicing rules in Finland: rates, registration and invoice content

Finland applies three VAT rates to most domestic sales:

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October 23, 2026

Singapore GST invoicing rules: rate, threshold and credit notes

The current GST rate is 9%. IRAS states this on its current rates page. The rate has applied since 1 January 2024.

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October 23, 2026

New Zealand GST invoicing rules: rate, threshold and corrections

GST is charged at 15% on most goods and services sold in New Zealand. Inland Revenue (IRD) states this rate directly.

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October 23, 2026

Canada GST and HST invoicing rules: rates, credit notes and retention

Canada does not have one national sales tax rate. The federal goods and services tax (GST) is 5% and applies across the country. Some provinces combine their provincial tax with GST into a single harm...

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October 23, 2026

United States sales tax invoicing rules: credit notes and record retention

Sales tax in the United States is set by states and many local jurisdictions. There is no single national rate, so this article does not list rates or thresholds. Check the revenue agency of each stat...

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October 23, 2026

Sweden VAT invoicing rules for integration engineers

Sweden's standard VAT rate is 25%. It applies to almost all goods and services. The reduced rate of 12% covers restaurant and catering services, hotel and lodging, camping, and repairs of bicycles, sh...

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October 23, 2026

Netherlands VAT invoicing rules for technical founders

The Netherlands has three VAT rates. The general rate is 21%. The reduced rate is 9%, and the 0% rate applies to supplies such as goods shipped from the Netherlands to customers abroad and goods held...

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October 23, 2026

Ireland VAT invoicing rules for integration teams

Ireland's standard VAT rate is 23%. Revenue's current rates table also lists a reduced rate of 13.5%, a second reduced rate of 9%, and a livestock rate of 4.8%. Each product or service falls under one...

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October 23, 2026

Iceland VAT invoicing rules for developers

If your business sells taxable goods or services in Iceland, you need to know which VAT rate applies, when you must register, what a sales invoice must show, and how long to keep records. This guide c...

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October 23, 2026

UK VAT invoicing rules for technical founders

If your business makes taxable supplies in the UK, you need to know which VAT rate applies, when you must register, and what a VAT invoice must contain. This guide covers those general rules. The rule...

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October 23, 2026

Norway VAT invoicing rules for integration engineers

If your business sells taxable goods or services in Norway, you need to know which VAT (merverdiavgift, MVA) rate applies, when you must register, what each invoice must show, and how long to keep rec...

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October 23, 2026

South Africa VAT invoicing rules: rates, registration and tax invoices

The standard VAT rate is 15 percent, according to SARS. SARS also says that a limited range of goods and services is zero-rated or exempt, so check the rate for each product before you configure it.

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October 23, 2026

Estonia invoicing rules: 24% VAT, public-sector e-invoices and timing

The standard VAT rate in Estonia has been 24% since 1 July 2025, according to the Tax and Customs Board (EMTA). Check the rate for each product or service before you set defaults, because the rate dep...

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October 23, 2026

Qatar tax rules for software teams: no VAT yet, excise and a draft e-invoicing law

Qatar does not currently levy VAT. The General Tax Authority (GTA) lists the taxes it administers, and VAT is not among them. This means no VAT invoice format rules apply to you today. Qatar does have...

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October 23, 2026

Hong Kong invoice and record-keeping rules for software teams

Hong Kong does not levy sales tax or VAT. The main business tax is profits tax, administered by the Inland Revenue Department (IRD). Because there is no indirect consumption tax, you do not need to fo...

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October 23, 2026

New Zealand GST invoicing rules: taxable supply information

New Zealand charges goods and services tax (GST) at 15%. You must register when your turnover was at least NZ$60,000 in the last 12 months, or you expect it to reach that level in the next 12 months....

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October 23, 2026

Australia GST tax invoice rules for software teams

Australia applies a 10% goods and services tax (GST) to most goods and services sold in the country. A business must register for GST when its GST turnover reaches A$75,000 or more. Non-profit organis...

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October 23, 2026

Canada GST and HST invoicing rules for software teams

Canada applies two consumption taxes to business supplies: the federal goods and services tax (GST) and the harmonized sales tax (HST). GST is 5% on taxable supplies in the provinces that do not use H...

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October 23, 2026

US sales tax on invoices: what software teams need to capture

In the United States, sales tax is set by state and local governments. Rates, taxable goods and services, and filing rules vary by jurisdiction, so there is no single national invoice format you can b...

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October 23, 2026

Norway e-invoicing rules for public procurement

Norway requires electronic invoices in public procurement. The rule is set by FOR-2019-04-01-444, a regulation under the Public Procurement Act (anskaffelsesloven). If you sell to public buyers, this...

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October 23, 2026

UK VAT e-invoicing mandate: what software teams need to know

The UK government has announced that businesses will have to issue VAT invoices electronically. The Budget 2025 document says: "From April 2029, businesses will be required to issue all VAT invoices a...

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October 23, 2026

Sweden e-invoicing rules for software teams

The Swedish e-invoicing rule that is in force today is SFS 2018:1277, the Act on electronic invoices as a result of public procurement (lag om elektroniska fakturor till följd av offentlig upphandling...

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October 23, 2026

Ireland e-invoicing rules for software teams

Ireland is introducing mandatory eInvoicing in phases. Revenue's Phase One press release says that from 1 November 2028, VAT-registered large corporates must issue eInvoices for domestic business-to-b...

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October 23, 2026

Belgium e-invoicing rules for software teams

Since 1 January 2026, structured electronic invoicing is compulsory for transactions between Belgian enterprises that are liable to VAT (B2B). The official Belgian e-invoicing portal states that all B...

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October 23, 2026

Slovenia e-invoicing rules for software teams

Slovenia is moving business-to-business invoicing to electronic exchange. The National Assembly adopted the Act on the Exchange of Electronic Invoices and Other Electronic Documents (ZIERDED) on 23 Oc...

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October 23, 2026

Austria now lets customers collect electronic receipts at the point of sale

Since 1 October 2026, Austrian businesses can offer electronic receipts in a new way. Besides sending a receipt by email or through an app, a business can make it available at the till. The customer s...

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October 19, 2026

Czech EET 2.0 starts on 1 January 2027

The Czech Republic is replacing its sales-registration system, EET, with EET 2.0. The new law, Act No. 180/2026 Coll. on sales registration, was published in the Collection of Laws on 15 October 2026....

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October 19, 2026

UAE updates e-invoicing provider accreditation ahead of the 2027 rollout

The UAE Ministry of Finance has replaced its e-invoicing provider framework. Ministerial Decision No. 168 of 2026 took effect on 1 October 2026. It replaces Ministerial Decision No. 64 of 2025 and its...

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October 19, 2026

Croatia's B2C fiscalization rules change from 1 January 2027

Croatia has amended the rulebook for fiscalizing invoices issued to final consumers. The changes take effect on 1 January 2027. If you issue consumer receipts in Croatia, two changes matter most: the...

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October 19, 2026

Slovakia starts structured B2B e-invoicing on 1 January 2027

From 1 January 2027, Slovakia requires structured electronic invoices for many domestic B2B supplies. The rule is in the VAT Act, as amended by Act No. 385/2025. Slovak businesses that supply goods or...

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October 19, 2026

Spain sets the dates for mandatory B2B e-invoicing: October 2027 and 2028

Spain has published the order that sets up its public e-invoicing platform, and it fixes the clock for mandatory B2B invoicing. Businesses with turnover above €8 million have until 6 October 2027. Eve...

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October 14, 2026

Bulgaria proposes a higher VAT threshold and structured e-invoicing from 2028

Bulgaria's Ministry of Finance has published a draft amendment to the Value Added Tax Act. It would raise the mandatory VAT registration threshold from 1 January 2027, and require structured e-invoice...

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October 14, 2026

Slovenia proposes VAT Act changes for EU VAT in the Digital Age

If you sell across EU borders, use an online marketplace, or rely on a special VAT scheme, a Slovenian draft matters to you. The Ministry of Finance has proposed amendments to the Value Added Tax Act...

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September 27, 2026

UBL Invoice Example: XML Fields and Validation Explained

A UBL invoice is an XML document whose element names, order, and namespaces are defined by the OASIS Universal Business Language schemas. Below is a complete UBL 2.1 invoice you can copy, save as ubl-...

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February 23, 2026

Building Multi-Currency Invoicing: Complete Developer Guide for Global SaaS Platforms

Meta Description: Learn how to implement multi-currency invoicing API for international billing. Complete guide covering currency conversion, tax handling, and real-world code examples for backend eng...

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February 23, 2026

Marketplace Invoice Management: Seller Isolation & Compliance

Title: Marketplace Invoice Management: Seller Isolation & Compliance for Multi-Vendor Platforms

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February 23, 2026

How to Add White-Label Invoicing to Your SaaS Product (Complete Guide)

Target Keywords: white label invoicing, embedded invoicing, SaaS invoicing integration

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February 23, 2026

Cross-Border Invoice Compliance: Global Tax Automation

Target Keyword: "cross border invoicing"

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February 23, 2026

Migrating from Legacy Billing: Step-by-Step API Transition

Target Keyword: "billing system migration"

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September 1, 2025

What Are The Basic Features Of Each Invoicing API

Instead of coding everything from scratch, most companies integrate an invoicing API. But not all APIs are equal. Some only handle the basics; others go deep into compliance, automation, and even embe...

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August 5, 2025

How does E-invoice Archiving work? (2025 and beyond regulations)

E-invoicing is not only about sending a digital invoice, it’s also everything that happens after. In most countries, storing and archiving that invoice correctly is legally mandatory, and getting it w...

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July 31, 2025

What is the reverse-charge mechanism?

If your platform touches cross-border services or VAT compliance, the reverse-charge mechanism isn’t just a nice-to-have feature - it’s mandatory. Get it wrong, and you risk fines, rejected invoices,...

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May 30, 2025

What Are Simplified E-invoices

Most businesses hate admin. Even more so when invoicing. Imagine a 10-step process just to charge a coffee.

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May 8, 2025

What Is The End User Experience of Invoicing APIs (For Your Platform and Clients)

You add invoicing to your platform. Great. But your users don’t care about technical specs…they care about why they should use it. Why invoice through you, and not their accountant or some app they al...

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May 6, 2025

How Invoicing APIs Work (Including Setup, Invoice Creation, and Extra Features)?

What exactly is an invoicing API? If you're handling invoices manually or using outdated systems, you're likely wasting time, risking compliance issues, and missing automation opportunities.

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April 30, 2025

How Peppol Network Works?

E-invoicing mandates are no longer a future concern—they’re arriving country by country, and fast. Failing to adapt can cost you time, money, and compliance headaches. But the good news? There’s a glo...

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April 22, 2025

How E-invoicing Works? A Guide From Creation To Payment

E-invoicing isn’t just a buzzword—it’s a regulated, structured way of issuing invoices that’s already mandatory in many countries. But how does it actually work behind the scenes?

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January 31, 2025

How to Combine Embedded Finance and Invoicing

Tired of chasing late payments and dealing with cash flow issues? Invoices with embedded finance solve that by letting clients pay instantly through QR codes and payment links. Faster payments, better...

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January 23, 2025

Peppol Access Points

Struggling with cross-border invoicing? Peppol simplifies it all—secure, fast, and compliant e-invoicing that saves time and cuts costs. For business owners, it’s a game-changer: faster payments, redu...

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December 6, 2024

What is UBL Format and Why is It Important for Your Business

Since 2015, e-invoicing has been mandatory when exchanging documents with public administrations in some regions, and it is gradually becoming mandatory for all companies worldwide. For this reason, g...

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November 22, 2024

Why is Peppol BIS Standard Important for Your SaaS

Electronic invoicing is no longer just a buzzword—it's becoming a global standard, with Peppol BIS Billing 3.0 leading the charge. For SaaS businesses, this isn’t just another compliance measure; it’s...

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October 4, 2024

What is Peppol and How to Maximize Its Benefits for Your Business

Peppol is a network that helps businesses and governments send e-invoices and other documents across borders easily. It makes sure everything works smoothly between different systems, speeds up transa...

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August 15, 2023

Understanding White-Labeled Invoicing Services

White-labeling refers to the practice of licensing another product or service and rebranding it as your business' own. This tactic allows companies to leverage the innovations of specific market leade...

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August 13, 2023

How to Use a Universal Invoicing API to Create New Financial Services Revenue Streams

Universal Invoicing APIs provide a simple interface that allows companies to weave invoicing features seamlessly into their existing platforms, ushering in an era where services communicate effortless...

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August 7, 2023

E-invoicing vs Fiscalization

Think of fiscalization as a government-controlled mechanism that tracks and documents sales transactions for tax objectives. In other words, it's a vigilant watchdog that ensures no sales slip through...

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Start with one workflow, not a whole rewrite

Free sandbox with no time limit. Prove one entity and one invoice flow before deciding how much UI, compliance, and rollout surface you want to own.